TERMS AND CONDITIONS

TERMS AND CONDITIONS

THESE ARE THE TERMS OF OUR AGREEMENT BETWEEN US AND YOU. BY ACCEPTING SHIELDSAFE'S SERVICE, YOU
ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THESE TERMS AND CONDITIONS.

This Terms and Conditions Agreement ("Agreement") identifies the service that you will receive from ShieldSafe and its
subsidiaries ("ShieldSafe") and what ShieldSafe expects from you. These terms and conditions apply to your purchase of
any service offered by ShieldSafe.

You can not subscribe or continue to use ShieldSafe's service if you do not agree to our terms and conditions.

1. Description of ShieldSafe's Service ("Service"):

A. Email you a quick link to the fraud alert from so that you can protect your identity for free. Email you the quick link to
the fraud alert form every 90 days, so that you can fill it out and stay protected;

B. We will also email you a quick link so that you can get your free credit report upon enrollment and send you this quick
link every 12 months so that you can get your free annual credit report;

C. You will have access to identity theft news updates from the ShieldSafe website.

2. Discaimers and Limitation of Liability:

A. ShieldSafe assumes no responsibility for errors or omissions in the information or other documents which are
referenced by or linked to ShieldSafe's web site. As noted above, and except as otherwise set out herein, we will not be
liable for any special, incidental, indirect or consequential damages of any kind, nor any damages whatsoever. ShieldSafe
will not be liable for any failure or delay resulting from fire, explosion, flood, storm, act of God, government acts, orders
or regulations, hostilities, civil disturbance, strike, labor difficulties, machinery breakdown, Internet or
telecommunications failure, or any other similar event beyond the reasonable commercial control of ShieldSafe.

B. Shieldsafe is a reminder service and does not protect you from identity theft. ShieldSafe guides you to the resources
that allow you to protect your own identity. ShieldSafe makes the process of you protecting your identity easy and will
remind you when its time for you to reactivate your alert (every 90 days) via email. It is your responsibility to ensure that
alert@shieldsafe.com is "white listed" and not blocked as spam by your email software/provider. This is the email that
wil send you your alert reminder. It is your responsibility to check all your email folders for this email.

C. ShieldSafe will direct you to the site that provides you with a free credit report every twelve months. If you have
received a credit report in the last 12 months, you will not received one until 12 months have lapsed. A third party
provides you with the credit report, not ShieldSafe.

D. Governing Law: This agreement and any Service provided hereunder will be governed by the laws of the state of
Florida, without regard to any Florida laws that would direct the choice of another state's laws and, where applicable, to
be governed by the federal laws of the United States. You irrevocably and unconditionally consent to submit to the
exclusive jurisdiction of the federal or state courts in the State of Florida for any dispute or litigation arising out of, or
relating to, the use or purchase of any Service from ShieldSafe, and waive any objection to the laying of venue of any such
litigation in Florida courts and agree not to claim that such litigation brought therein has been brought in an inconvenient
forum; basically, if we have a dispute, you agree to resolve it in a Florida court.

E. Arbitration: Both you and we agree that any dispute, controversy or claim arising out of, or relating to, any
interpretation, construction, performance or breach of this Agreement or the Service shall be settled by confidential
arbitration , in accordance with the American Arbitration Association’s ("AAA") Commercial Arbitration Rules (including
without limitation the Supplementary Procedures for Consumer-Related Disputes) then in effect. The arbitrator may grant
injunctions or other relief in such dispute or controversy. A single arbitrator with knowledge of electronic commerce will
conduct the arbitration and the parties will mutually agree upon such arbitrator. In the event that the parties have not
agreed on an arbitrator within thirty (30) days of the date of the notice of intention to arbitrate, the arbitrator will be
selected by AAA from its list of commercial arbitrators. The arbitrator will conduct a single hearing no longer than one
day in duration for the purpose of receiving evidence and will render a decision within fifteen days after the conclusion of
the hearing. The decision of the arbitrator will be final, conclusive and binding on the parties to the arbitration. Judgment
may be entered on the arbitrator’s decision in any state or federal court. Although the cost of the arbitrator will be borne
by ShieldSafe, all other expenses of arbitration will be paid by the party who incurred them. These expenses are not part
of our Service Guarantee. In addition to, and separate and apart from, the above agreement to arbitrate any dispute,
controversy or claim arising out of, or relating to, any interpretation, construction, performance or breach of this
Agreement or the Service, you also agree that you will not participate in any way in any class action in connection with any
such dispute, controversy or claim, either as a class representative plaintiff or as a member of a putative class.

F. Change of Terms: We may revise this Agreement at any time. However, we may not make any changes retroactive. We
will notify you of any changes at the e-mail address or mailing address associated with your account. If you do not contact
ShieldSafe and express your objection to our changes within thirty (30) days of receiving this notice, you shall be deemed
a continuing use client and agree to be bound by any such revisions.

G. Indemnification: You agree to indemnify, defend and hold ShieldSafe and any of its affiliates and all of their agents,
directors, employees, information providers and licensors and licensees harmless from and against any and all liability
and costs (including attorneys' fees and costs) incurred by any of these parties in connection with any claim arising out
of any willful or intentional breach by you of these terms and conditions. In the event that either (a) you are the subject of
claims for which you properly seek damages from us under these terms and conditions, or (b) we are subject to any
claim for which we have the right to be indemnified by you, we reserve the right at our expense in the case of claims in
clause (a) and at your expense in the case of claims in clause (b), to assume the exclusive defense and control of any
such claim, and you will not in any event settle any such claim without our written consent.

H. Trademarks, Copyrights and Restrictions: ShieldSafe and the ShieldSafe logo are trademarks of ShieldCorp, Inc.
Everything you see in any promotional materials is copyrighted by ShieldCorp, Inc. unless otherwise specified. All other
product names and company logos found on promotional materials are the trademarks of their respective owners. All
promotional materials are protected by copyrights, which are owned or licensed by ShieldSafe. You may not reproduce,
perform, create derivative works from, republish, upload, post, transmit, or distribute in any way whatsoever any
ShieldSafe information without the express, written consent of ShieldCorp, Inc.

ShieldSafe is neither an insurance company nor an agent for any insurance company and does not sell, solicit or
negotiate insurance.

I. Miscellaneous: These terms and conditions may not be altered, supplemented, or amended by you by the use of any
other document(s). Any attempt to alter, supplement or amend this document or to enter an order for the Service which
is subject to additional or altered terms and conditions will be null and void, unless agreed to in writing and signed by you
and ShieldSafe. The section headings used herein are for convenience of reference only and do not form a part of these
terms and conditions, and no construction or inference will be derived therefrom. If any provision of this Agreement is
held to be unenforceable for any reason, such provision shall be reformed only to the extent necessary to make it
enforceable and shall not affect the enforceability of any other provision. No method of transmission over the Internet, or
method of storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to
protect your personal information, we cannot guarantee its absolute security.

J. Description of your obligations: YOU ARE OBLIGATED TO CONTACT SHIELDSAFE CLIENT SERVICES IN THE EVENT THAT ANY
INFORMATION YOU HAVE PROVIDED SHIELDSAFE HAS CHANGED. You additionally agree that you have a good faith suspicion
that you have been or are about to become a victim of fraud or related crime, including identity theft, that you want to
obtain fraud alerts under 15 U.S.C. § 1681c-1. You agree that you are eighteen (18) years of age or older.

X. Agreement Assent: YOU AND SHIELDSAFE HAVE ENTERED INTO THIS AGREEMENT, WHETHER ELECTRONICALLY, BY
RECORDED VOICE AUTHORIZATION, OR VIA PHYSICAL COPY, INTENDING TO BE BOUND BY YOUR ACCEPTANCE OF THE
AGREEMENT. NOTIFICATIONS, OR ANY OTHER COMMUNICATIONS, INCLUDING DISCLOSURES WILL BE MADE VIA THE MAIL,
TELEPHONE, OR EMAIL ADDRESS ASSOCIATED WITH YOUR ACCOUNT. THIS AGREEMENT MAY BE PRINTED OR RETAINED BY YOU
FOR FUTURE REFERENCE.

Y. You may withdraw your acceptance of this agreement at any time by notifying ShieldSafe Client Services in writing.
Upon notification of your withdrawal of acceptance, ShieldSafe will cancel your service.

Z. Acknowledgment: The Agreement, including all documents referred to herein, represents the entire understanding
between you and ShieldSafe regarding your relationship with ShieldSafe and supersedes any prior statements or
representations. When using or purchasing the ShieldSafe Service, you agree to be bound by these terms and
conditions.